Insurance Lawyer Oklahoma City OK $35 Million+ Collected for Bad Faith Insurance Victims

  • Free Consultations
  • Included in the Bar Register of Pre-Eminent Lawyers of America
  • Ready to Challenge the Largest Insurance Companies

Time Is Running Out Call Tawwater Law Now

You generally have five years to file a claim regarding a breach of contract, but depending on the circumstances of your case, you may have less time. Don't miss your chance to achieve the justice you deserve. Call today to schedule your free consultation.

Rave Reviews from Oklahoma City

"This law firm is top notch, and I would recommend them on any personal injury lawsuit. They get the job done!"

— Lisa, 5-Star Client Review

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What You Should Be Doing

If You Believe a Claim was Wrongfully Denied

  1. Document Everything
    If the claim involves damage to your home, take many photos and videos of the damage. If your insurer is slow to respond or ignoring you, document every attempt to reach out and what happened during every successful attempt at contact. 
  2. Keep the Matter Private
    Social media is a place where many of us turn to vent about our frustrations, but you must not discuss your claim in this public forum. Believe it or not, your insurer will not hesitate to visit your social media presence to look for any statements that could hurt your claim.
  3. Appeal the Denial
    If your claim was denied, reach out to your insurer and make it clear that you want to appeal the denial. Keep all exchanges calm, clear, and to the point.
  4. Speak to an Attorney
    If your appeal is denied, or if your insurer is taking too long to respond, it's time to speak to an attorney.

Time Is Limited

In general, you have five years to take action if you have suffered due to a breach of contract, but your case may involve different deadlines. Call Tawwater Law today to take swift action.

What Can I Collect?

The attorneys at Tawwater Law Firm are focused on collecting maximum compensation for victims of bad faith insurance. Damages at stake in these types of cases include:
 

  • Contract Damages: This refers to the compensation you should have received under the terms of your insurance policy. If your insurer wrongfully withheld payment, you may recover the full amount originally owed.

  • Consequential Damages: When an insurer’s misconduct leads to lost income, legal costs, delayed interest, or out-of-pocket expenses, you may be able to pursue compensation for these losses.

  • Pain and Suffering: Unjust claim denials can cause serious emotional strain. Courts may award compensation for the anxiety, frustration, or reputational harm you suffered due to the insurer’s actions.

  • Punitive Damages: If the insurance company acted with extreme negligence or intentional wrongdoing, the court may impose punitive damages to hold them accountable. 

Reasons Given By Insurance Companies For Denied Claims

There are a number of reasons your insurer may try to deny your insurance claim. Parsing the specifics of an insurance policy can be confounding. Our Tawwater Law Firm team understands policies and how to combat insurance claim denials. 

The following are potentially wrongful justifications your insurance company may use:

We are ready to fight wrongful denials on your behalf. 
We are ready to fight wrongful denials on your behalf. 

Lack of Coverage

They may argue that your insurance policy does not cover or specifically excludes your claim. In cases where our lawyers can highlight vague insurance policy language, you will gain the upper hand in a legal judgment.

Application Errors

Another common argument for insurance claim denial involves an insurance company claiming that the policyholder made mistakes, misstatements, or misrepresentations on their initial insurance policy application.

Claim Errors

Your policy will have certain rules that must be followed when submitting a claim. Chief among these is the deadline for filing your insurance claim. In some cases, our lawyers can demonstrate that the allegation of a claim error is irrelevant or false. 

Fraud Allegations

Exaggerating or falsifying an insurance claim is fraud and can have serious legal consequences. You can be denied for fraud if your insurer does not believe you suffered the losses you are claiming. 

We Can Sue Your Insurance Company

Some folks believe they can only negotiate with an insurance company and not sue them. If your insurance company violates or fails to honor the terms of your agreement, they can be sued. There are a number of violations your insurance company may commit that merit a lawsuit, including:

  • Providing inadequate explanation of claim denial
  • Not promptly and thoroughly investigating a claim 
  • Refusing to pay a justified claim with clear liability
  • Illegally canceling your policy 
  • Misrepresenting the policy 
  • Failing to decide on a claim in a reasonable timeframe
  • Not defending you in a liability suit covered by your insurance policy
  • Denying your claim based on your application after the deadline to contest

Take Your Case to the Tawwater Law Firm  So Many in Oklahoma City Have Found Financial Justice With Us

Some people wait until their insurance claim has already been denied before retaining a lawyer. If you have an ongoing claim that seems like it may be denied, it can be wise to talk to knowledgeable insurance lawyers now. Legal professionals can help navigate your claim and let your insurance company know you are serious about receiving the compensation you deserve. In many cases, lawyers can help attain a fair settlement without the situation necessitating a lawsuit.  

The Tawwater Law Firm team has earned exceptional renown for representing clients in many types of cases, including insurance disputes. Our firm has led clients throughout Oklahoma to great settlements and verdicts for over 40 years since its founding. The track record of success we have built by standing up to big business and insurance companies earned us a listing in the Bar Register of Preeminent Lawyers of America, which lists the most highly regarded law firms in the nation.

Contact our attorneys today or call us to set up a consultation.

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A visit to our Oklahoma City office can be the start to solving your insurance dispute.

Insurance Attorneys Oklahoma City Trusts

"Larry was really good and did the very best that he could for us in this case... everyone there was great the whole time. It's a good firm when you have a hard case."

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The Two Types of Bad Faith Insurance Lawsuits

Insurance companies have legal duties to their policyholders. If your policy has been violated, our attorneys can pursue the following kinds of lawsuits. 

Insurance claim form

Breach of Contract

Insurance agreements are contracts. You pay your hard-earned money for the assurance that your insurer will cover and defend you when necessary. When an insurance company refuses to honor its contract, this is known as a breach. Our attorneys can file a lawsuit on your behalf with the goal of forcing the insurance company to fulfill the terms of the contract and pay you the proper type of damages.

Tort law and gavel

Tort

A tort is a wrongful act that causes someone harm. In some bad faith cases, an insurance company's actions can be so egregious that tort law is invoked. If you are suffering due to actions that rise to the level of a tort claim, you may be able to receive punitive damages in addition to the standard compensatory damages available in breach of contract cases. The value of punitive damages can be even greater than the insurance policy itself.

Oklahoma City Believes in Our Lawyers

"Good people. They actually care about their clients."

Julie Bailey, 2020

Joshua D. Rains

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Joshua D. Rains has been an indispensable lawyer in many of our client victories. Joshua's areas of practice include medical malpractice and nursing home negligence. Knowledge of these fields is important when litigating health care insurance and long-term care insurance disputes. Like each lawyer on our team, Joshua has been helping clients for over 20 years.

More Oklahoma City Clients Who Love Our Lawyers' Work

"I know Larry Tawwater to be an effective and knowledgeable lawyer, and a tremedous advocate in the plaintiffs bar"

The Tawwater Law Firm Office

The Tawwater Law Firm

The Tawwater Law Firm is dedicated to representing the people of Oklahoma in various types of personal injury lawsuits. For more than 40 years, our firm has adhered to the highest standards of hard work, professionalism, and responsive care for our clients.

To schedule a consultation at our Oklahoma City-based firm, please contact us online or call (405) 607-1400.

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Oklahoma City Office

14001 Quail Springs Pkwy
Oklahoma City, OK 73134

Open Today 8:30am - 5:00pm

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