Coverage when Tragedy Strikes
Insurance Lawyer Oklahoma City
Insurance companies are trusted to help their customers who are known as "insureds." An insured is the person who purchases the policy and can also be family members and others riding with an insured or in a car covered by an insurance policy when tragedy strikes. All too often, however, insurance companies violate the trust placed in them and the duty imposed on them by law by refusing to pay an insurance claim, charging unfair and often illegal premiums, making promises that were never meant to be kept or using other tactics. The insurance companies accept premiums for months and sometimes years only to deny the first claim made by their insured for no apparent reason. In legal terminology, the mistreatment or abuse of insureds by an insurance company is known as "bad faith," and is reason for a lawsuit.
The lawyers of The Tawwater Law Firm represent families who have suffered the consequences of dealing with an insurance company's abuse and bad faith. Essentially, the definition of "bad faith" is a failure to act in good faith. When an insurance company acts in bad faith, the insured is entitled to actual damages and can be awarded punitive damages to punish the insurance company for its conduct.
Bad faith cases often arise because of some large claims denial for major expenses arising from:
- Medical care at hospitals or provided by HMOs
- Car accidents, including uninsured and underinsured motorist coverage
- Truck accidents
- Construction and industrial accidents, and more.
In Oklahoma, our law provides many legal protections for insureds. For example, insurance companies must give written notice of any changes in your policy. They must respond to any claim within a certain time period and give written notice of any claim denials. Our lawyers know how the law works and know how to hold insurance companies accountable for mistreating their insureds and acting in bad faith.
For the past 36 years, our attorneys have fought for people in insurance disputes. Our firm successfully recovered $30 million from workers' compensation insurance companies which inflated premiums and recovered nearly $4 million for Oklahoman's who were overcharged by their health insurance company. We have the experience and resources necessary to take on insurance companies like State Farm, Zuirch, Allstate and BlueCross BlueShield, and to help our clients get the coverage for which they paid their premiums. (View a list of some of our high-profile cases on our Verdicts and Settlements page.)
Just as important as our longstanding reputation for results and hard work are our high standards of client service. We work closely with each client to work toward their specific needs, never giving them the "assembly line" approach that they may receive at larger law firms. Contact us and you will be able to set up an appointment for an initial consultation with one of our experienced lawyers about your insurance dispute. We serve all of Oklahoma, including Oklahoma City, Tulsa, Lawton, Enid, Weatherford, McAlester, Muskogee, Bartlesville and other communities across the state.